Builder's Risk Insurance

Properties that are Vacant and under Renovations for over 30 days are not eligible for standard Commercial Property Insurance and should only be Insured under Builder's Risk Insurance which includes, coverage for the existing structure (if renovation project), coverage for Completed Building/Cost of Renovations, and General/Premises Liability for the Owner. The problem here is the average consumer does not know this and even some Professional Insurance agents, are unaware of this. Of the Insurance Agents that do know, very seldom do they have a company willing to offer or extend coverage for these Properties under construction. Crystal Insurance has been working with our clients for decades now to Insure these types of Construction exposures giving our customers the coverage they need should a Loss occur during Construction. We have contracted with several Specialized Insurance carriers that understand the exposures for these projects and can offer the coverages necessary to properly protect property owners. Contact us for any of your Builder's Risk Insurance needs.